There can be many reasons why you may need to cancel a holiday at the last minute. However, the most common reasons are injury, illness, or bereavement. If any of these situations arise, the last thing on your mind may be getting some of the money back on your holiday payment. However, this can be done.
Receiving any of the money you spent on the holiday back may be essential. Especially if you have hospital bills or funeral costs to pay. In order to receive the money back, you will need to take out travel or holiday insurance that covers you for cancellation costs. Even then, you may not receive the full amount you paid when refunded.
Travel Insurance
Travel insurance is essential for anyone going on holiday, whether they are leaving the country or not. Although it may seem like an unnecessary expense if nothing goes wrong, travel insurance is invaluable in the event that something goes awry.
If you don’t have pre-existing medical conditions, then travel insurance is a very affordable way to give yourself peace of mind in case you need to cancel your holiday. If you have pre-existing health conditions, it’s even more important you take out travel insurance.
Travel insurance not only covers you if you need to cancel your holiday. It will cover you for medical treatment if you are injured or become unwell while travelling. Medical treatment in other countries can be extremely expensive. So, considering the cost of the policy, you could save a significant amount of money if you need treatment abroad.
Cancelling Your Holiday
If you need to cancel your holiday for any reason, check your travel insurance policy fully. If you don’t have travel insurance, it’ll be too late to take it out. However, you can still contact the travel company you have booked with.
In the event you aren’t covered by a refund, you may still be able to amend your holiday dates to when you can travel. Of course, there will be a fee to do so. Plus, if the tickets you’ve bought are non-transferable, then you’ll likely lose your money. The travel agent will be best placed to advise, so it is always worth contacting them to check.
If you have a travel insurance policy that allows for cancellations, you should contact the insurance company to begin the process of cancelling your holiday. You may need a medical certificate, death certificate or an unable to fly due to medical reasons letter to prove the validity of the claim.
You can apply for the necessary documents through the usual channels for your specific country. Or, if you need it done faster, you can pay privately. Medical companies can often supply this as a fastrack service after uploading proof online to their system and paying a premium to receive the required documents quickly.
Once you have everything you need to send off to the insurance company, you will need to wait for their response before receiving any refund.
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